What If Health Care Was Provided for Your Health Instead of for Someone’s Profit?

Typically if you have an ache, pain, cough or other symptom you ether go to the pharmacy and try to match an over the counter product to your symptom or you go to your primary care doctor. The primary care doctor basically does the same try to match your symptom to a product. He or She may order some tests to narrow it down. But it is all based on profit.What if you went to a health care provider that first dose an analysis of what is the primary cause of the symptom and what is the simplest way to remove the cause?That is the method of what is currently called Alternative Health Care. It is based on providing a service of expertise. These experts Will generally refer you to another expert if your symptom or their analysis indicates that your problem is not within their scope of practice. Their goal is to provide a service that gives you the best health possible.The Primary Care system is designed to make a profit for the investors in the insurance companies, pharmaceutical companies, hospitals, doctors and their suppliers. The profit motive requires them to sell you a product or service for as long and for as much as possible. Whether they remove the cause of your symptom or only cover it up dose not matter to the system. There are always an overwhelming number of new customers coming in the door because the food system and other systems are constantly eroding our health.If you are not satisfied with the spiraling health care costs and poor health outcomes of the Primary Care system: Consider the Alternative Health system. Ask for a Health Care Savings Plan or ask for insurance that allows you to go to an Alternative Health Care provider first. They may tell you they do not have such a plan but keep asking they will go where the demand is. Consider the supermarket, They now have an organic and health food section because you demanded it or else you went to the health food store.

Posted in health care | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off

How to Get a Commercial Loan If You Are Self-Employed

Congratulations. You have decided to go into business for yourself and are now looking for a loan to help launch your business. In this downturn economy, getting a commercial loan can be a lot more difficult as more companies are cautious with lending money. Lenders in general are also very weary to lend money without having some type of guarantee, especially if you are a business that is not established. Although you do have challenges ahead of you, it is still possible for you to get a commercial loan. The following are the steps you’ll need to take to get the funding that you need.The first step is to get your credit in order. Even if your business has its own credit file, your personal credit is going to be reviewed as well, as there will most likely have to provide a personal guarantee. In case problems arise with the business, the lender will need to be assured of your ability to pay. If you have a lot of debt and a poor payment history, that will definitely impact your chances of getting a loan. In order to look as good as possible to the lender, try to pay off as many outstanding debts and resolve any payment issues with creditors.The next step in getting a commercial loan is to have a good business plan. A detailed business plan, complete with a budget, financials, and a thorough description of how business operates. The more detailed you are, and the more sound your business plan is, the more a lender can be assured of the strength of your business and your ability to repay the loan. If you have a professional expertise, or track record in the industry that pertains to your business, the more attractive you will look to a financial institution. Conversely, if you appear inexperienced on paper, or don’t have much work experience in the business you’re pursuing, the weaker your chances are and the stronger your plan will have to be.Applying for a commercial loan requires a lot of time and preparation. And although these loans are usually short term, lasting anywhere from 30 to 90 days, you still have to provide a large amount of information. The process may seem tedious, but it will pay off in the long run if you are successful in qualifying for the loan. If you do not qualify, there may be other alternatives that you can pursue, but by putting your best foot forward with a good credit history and strong business plan, you are maximizing your chances of getting funding from any financial institution or lender.

Posted in Uncategorized | Tagged , , , , , , , , , | Comments Off